The revolving process is that a monthly revolving for USD20,000.00 per month and the full credit amount will be automatically renewed on the 1st day of each succeeding calendar month, the total revolving credit amount does not exceed USD120,000.00 being the aggregate value of six months. The unused balance of each month is non - cumulative to the succeeding month.

  (1)( ) The Revolving credit amount is USD120,000.00.

  (2)( ) The Revolving credit amount is USD20,000.00.