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人们常见的解偶联剂是（），其作用机理是（）。
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A carrying vessel grounded in transit. In order to refloat it, the captain backed the vessel, but the engine was severely damaged and there was a big hole on the bottom of the vessel. Immediately the water seeped into shipping space and partial cargoes suffered losses. The captain managed to pilot the ship to a port to repair the vessel. It took ten days to recondition the vessel. During the process of unloading and repairing, various kinds of expenses incurred. At last, the vessel sailed again. Very soon, the vessel caught fire. To protect the goods and vessel, the captain ordered to pour water into space. Some stationery was burned down and some was soaked. All the tea was soaked. Question : Please analyze the nature of all kinds of losses and expenses and point out what kind of insurance should be covered. (Translate the case into Chinese and then answer the question) Helpful hint : The case is mainly about C. A. , P. A. and F. P. A..