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尼克·胡哲1982年出生于澳大利亚墨尔本，他天生没有四肢，这种罕见的现象医学上称为海豹肢症，在尼克的成长过程中，他不仅要面对来自学习和生活的各种挑战，而且还要与自卑和孤独作斗争。他会问，为什么我与周围其他孩子不同？为什么我一出生就没有手足？随着尼克的成长，在学校老师和父母的教育和指导下，他逐渐学会了怎样应付自身的不足，而且开始独立去做越来越多的事情。他开始适应他的生存环境，找到方法完成其他人必须要用手足才可以完成的事情。随着时间的推移，尼克开始热爱他的生活环境并能够从事更伟大的事情。在七年级的时候，他被选为学生会主席，与学生会其他人一起工作，处理地方慈善机构和残疾组织的各种事情。中学毕业后，尼克继续学习深造，获得了会计和财务策划的双学士学位。19岁的时候，尼克开始实现他的梦想，他通过自己充满激情的演讲和自己的亲身经历去鼓舞其他人，给他们带去希望。2005年尼克被授予“澳大利亚年度青年”荣誉称号。现在，他的足迹遍布全世界，并且与数千万人分享了他的故事和经历。请结合材料分析影响人身心发展的主要因素及其作用。
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Personal Finance When it comes to our finances, each of us has our own individual approach. Some of us are savers, some are spenders, and others are some-where in between. This continuum is a paradigm that our popular culture uses to frame differences in the way people approach money. I believe that the way we approach our finances goes beyond that particular behavioral characteristic. In reality, I think our approach to finances can be viewed in more of a multi-dimensional setting, where money has a different role in our lives. For some, money means survival, plain and simple. For others, money is something that is a part of their lives but rarely on their mind, regardless of the role it actually plays. For yet others, money is an obsession, as accumulation indicates achievement. Some people view money as a defensive resource to protect against future setbacks. Some people want money to provide a good home, to contribute to the ability to have certain hobbies, or to provide something to future generations and so on. Sometimes the same person may view money differently in different situations. The bottom line is that we each have our own relationship with money, and our own conscious and subconscious needs for money, rooted in our value systems. This is an area of personal finance that has interested me for a while. Why do people behave the way they do with respect to their money? What's driving this behavior? Of course, a starting point for anybody is to consider how you personally view things. Taking an introspective approach，I have spent time figuring out my own take on money，and the role it plays in my life. What I have determined is that for me，it fits into a framework that includes the following elements：health, wealth, and relationships. These are linked together as a part of a system. They're all connected, and to the extent one is strengthened, the others will be strengthened as well. If one is weakened, the others will be weakened as well. So to me, money is a part of the wealth aspect of HWR. Beyond basic survival, money gives you the opportunity to live a healthier life, with the time and means to have more positive relationships. One thing I want to make clear is that I am not saying that money buys friends. Well, it could, but those aren't true friends. What I am saying is that the more money you have ,on balance, the less stressed you are about it, and the more time you have to do other things, such as cultivate true, genuine relationships that aren’t based on money. Money is but a component in the system. The writer is an export on money management.（ ）
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职业道德的讲求是社会主义社会特有的现象.
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国际贸易中的商品检验机构包括（ ）
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对客户超过暂拆（因修缮房屋等原因需要暂时停止用电并拆表）规定时间要求复装接电者，应如何办理？
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电力机车轮轴箱发热可能由（）原因或相关原则。
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以标准分幅土地利用现状图为工作底图，用界址点四周的明显地物、地貌，描述界址点的准确位置及权属界线走向，不求算界址点坐标的方法是（）。
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人工判断是否手动紧急泄压的指标是反应器出口温度接近设计温度（），并有继续上升的趋势。
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防误装置的检修应列为主设备重点检修项目之一，与主设备同时检修、同时验收、同时投运；与主设备同时定级。
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药材冬虫夏草的显微鉴别特征是（）